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Hill-Top was started to provide honest, high-quality financial advice to young professionals and families, so they can develop financial confidence and become financially independent.
- Kyle Hill, CFP® & founder of Hill-Top Financial Planning, LLC
Kyle Hill, CFP®

Hi, I’m Kyle Hill.

I’m the Founder, and Owner of Hill-Top Financial Planning, LLC.​

As a fiduciary and fee-only advisor, I am passionate about working with young professionals and families (20’s to 40’s) who want to live a debt-free life, and reach their financial goals, so they can leave a legacy to be proud of for future generations.

Charlie here.

Director of Security & Activity

Charlie has been working at Hill-Top from day 1.


He makes sure to secure the fortress of any pesky cat or squirrel intruders.


Several times a day he "cheerfully" greets the Amazon drivers.


While he's not dreaming up ways to make the home base more secure from his dog bed, often he can be found playing the role of foot warmer under Kyle's desk.


He also serves as the closing bell by "gently" notifying Kyle that it is dinner time, usually by 4:30pm... if not sooner.


We like to think of him as a utility player in baseball. He does it all.


Previously he spent years laying on the sofa and waiting all day for mom or dad to come home from work so he could get fed. It's a mystery as to what he did all day, except for the times that he would leave evidence of wrappers or other worse surprises.  


In his spare time, he enjoys food, demanding to be pet, and more food. 

Charlie Dog
Charlie Dog



Fun facts about Charlie:

His real name is Charlie Gibson and is named after the former NBC Night News anchor, Charles Gibson. True Story.

He was rescued as a puppy, but honestly, who rescued who?

He is a Bassador (Combination Bassett

and Lab)

He barks at other real animals on tv, so we have to change the channel when he locks them in his sights.

I'm Bubba.

Director of Redundancy & Privacy

Bubba has also been working at Hill-Top from the very beginning.  


We're not really sure what Bubba does here though...


I guess you could call him our redundancy. He often double checks Charlie's work whether it's greeting visitors through the window, or helping clean up the floors.


Bubba tends to keep to himself, but occasionally peeks his head into Kyle's office to make sure everything is on track.


He let's you know when the company water cooler is empty by scratching at the bowl. Or when break time is over and he's ready to come in, again, by scratching, this time, at the door.


With the paint he's taken off the doors, most employees would be written up for destruction of company property, but not Bubba. He has a way of melting your heart with his puppy dog eyes. He's a master at the soft skills.


Previously, he also spent years laying on the sofa waiting for mom and dad to come home, he just wasn't as vocal about his excitement.


Not to be deceived, Bubba can be a naughty one too. He likes to nibble on the Christmas tree and the kid's toys. He's the reason we can't put presents under the tree!

Bubba Dog
Bubba Dog



Fun facts about Bubba:

Bubba was one of eleven puppies, and his mother was a full blooded basset hound.

God bless her.

He was also a rescue puppy, our first.

He's also a Bassador, like Charlie, but they are brothers from other mothers.

His pirate name is Bubba Black Nail, because he has one black nail.

Who does Hill-Top serve?

Hill-Top Financial Planning, LLC ("HTFP"), was developed to serve younger clients (20's-40's), who are generally debt-free (or working to become debt-free), and are looking to build wealth so that they may live a great life and leave a lasting legacy.

"Live like no one else, so later you can live and give like no one else." 

- Dave Ramsey

Kyle Hill, CFP®

More About Kyle

Growing up I had always dreamed of owning my own business. I was first inspired by my grandparents who owned an insurance business in a small Kansas town. 

I grew up in Manhattan, Kansas and attended Kansas State University where I studied Business Administration and Leadership Studies.  Upon graduation I moved to Kansas City and married my college sweetheart.  I decided to enter the banking industry because I wanted to help people achieve financial life milestones.  The bank I worked at was located in a disadvantaged neighborhood with high rates of poverty.  It was this job that reinforced lessons I had been taught early in life on empathy, compassion, and the importance of financial independence. 

After gaining new perspectives in banking, I joined a wealth management firm where I spent six years in the investment world.  It was at this time that my wife and I went through Dave Ramsey’s Financial Peace University, a class that forever changed my perspective on personal finance and altered my life trajectory.  I went on to earn a Master of Science in Finance and the CERTIFIED FINANCIAL PLANNER™ (CFP®) certification.

When completing my studies I remember thinking to myself, “Why isn’t anyone working with my generation?”.  I was routinely told that it could not be done because young people lacked the amount of investable assets needed to be desirable clients.  In other words, most financial advisors considered working with young people a waste of their time.  This narrative continued to weigh on my mind until I discovered XY Planning Network (XYPN), a network for financial planners catering to younger clients in an objective, fee-only capacity.  I have since become a member of XYPN to define my vision of helping younger generations develop a plan to succeed financially so that they may live a great life and do good in the world.

I continue to call Kansas City home with my wife, our two young sons, and our two dogs. When I am not drawing up financial plans for clients, I enjoy attempting to keep up with my young boys, cheering on the K-State Wildcats, the Kansas City Royals, the Kansas City Chiefs, and participating in my fantasy football leagues (This year is the year!).

Certifications & Licenses:

  • Series 66 Securities License

  • Series 7 Securities License (inactive)

  • Masters in Finance - University of Missouri - Kansas City

  • BS in Business Management - Kansas State University

  • Financial Peace University Coordinator

More About Kyle
Hill-Top Serve

Why Hill-Top?

You may believe you lack the necessary resources to work with a financial advisor, or you may have had a bad experience with an advisor who did not have your best interests in mind.  You may feel confused about your options and unsure about the right steps to take as your personal finances become more complex and difficult to navigate. 


You don't just need a guide as you approach the top of the mountain, you need a guide from the start of your journey to help you find the best path and make adjustments along the way.  We are dedicated to our mission of serving younger clients and empowering them to grow financially confident and gain financial independence.


Hill-Top is an independent Fee-Only firm that operates as a fiduciary, meaning we place our clients’ interest above our own.   We help our clients meet their financial goals by focusing on the following overarching services:


·         Providing exceptional and unbiased financial plans

·         Creating and managing tax-efficient, low cost, and well diversified investment portfolios

·         Guiding clients through life events with common-sense financial advice

What do HTFP clients look like?

You might be wondering what our typical client looks like


We don’t specialize in a certain profession and we don’t have a minimum asset requirement.  We will work with anyone who might be a good fit.


What makes a good fit? We have a shared mentality toward personal finance. 


We want to be debt free. We want to build wealth. We want to become financially independent.  At HTFP, we utilize Dave Ramsey’s Baby Steps as the frame work for our financial planning process.  We do not require clients to be familiar with this program, but are upfront about our commitment to the basic principles of minimizing debt and maximizing wealth.  


What if I don't live in your state?    

Hill-Top is a Registered Investment Advisor in the States of Missouri and Kansas, but we Serve Clients Nationwide where we are exempt from registration. Basically, if you live in another state, most likely we can still work with you.


Think we might be a good fit? Schedule a free Intro Call today. 

HTFP Clinets Look Like
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